Is a smart scratch and dent policy actually worth it?
If you've ever walked back to your car in a crowded supermarket parking lot only to find a fresh trolley ding on your door, you've probably wondered if a smart scratch and dent policy is actually worth the investment. It's one of those things car dealers love to pitch when you're in the "honeymoon phase" of buying a new vehicle, but for most of us, it's hard to tell if it's a lifesaver or just another line item on a bill. Let's be real: cars are expensive, and keeping them looking pristine feels like a full-time job when the rest of the world seems intent on scuffing them up. ...